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浙江省：農(nóng)機(jī)保險推進(jìn)工作順風(fēng)順?biāo)?/h1>
2016-07-21 15:54:42 來源：中國農(nóng)機(jī)網(wǎng) 閱讀量：16758 評論

導(dǎo)讀：現(xiàn)代社會事故頻發(fā)，汽車發(fā)生事故可以保險公司處理，從而減少損失，那農(nóng)業(yè)機(jī)械發(fā)生事故有沒有保險？是否也可以找保險公司理賠呢？農(nóng)機(jī)保險的出現(xiàn)給過去一直處于“裸奔”狀態(tài)的農(nóng)業(yè)機(jī)械穿了一件“保險外衣”。

 　　【中國農(nóng)機(jī)網(wǎng) 行業(yè)要聞】現(xiàn)代社會事故頻發(fā)，汽車發(fā)生事故可以保險公司處理，從而減少損失，那農(nóng)業(yè)機(jī)械發(fā)生事故有沒有保險？是否也可以找保險公司理賠呢？農(nóng)機(jī)保險的出現(xiàn)給過去一直處于“裸奔”狀態(tài)的農(nóng)業(yè)機(jī)械穿了一件“保險外衣”。
　　
　　據(jù)了解，近年來，隨著農(nóng)機(jī)購置補(bǔ)貼政策實施，浙江省農(nóng)機(jī)裝備保有量大幅增長，近10年新增補(bǔ)貼農(nóng)機(jī)裝備83.6萬臺套。但由于缺少農(nóng)機(jī)保險，農(nóng)機(jī)具損壞及相關(guān)人員受傷得不到保障。為此，今年4月浙江省農(nóng)機(jī)局和安信農(nóng)保浙江分公司簽訂開展農(nóng)機(jī)保險戰(zhàn)略合作協(xié)議，在全省推行農(nóng)業(yè)機(jī)械、設(shè)施大棚和其駕駛操作人員保險業(yè)務(wù)。
　　
　　浙江省：農(nóng)機(jī)保險推進(jìn)工作順風(fēng)順?biāo)?/span>


        樂清：積極投保農(nóng)機(jī)綜合險
　　
　　為做好農(nóng)機(jī)保險服務(wù)，樂清市出臺農(nóng)機(jī)綜合保險保費補(bǔ)貼政策，樂清市級財政對保費給予80%補(bǔ)貼。此項惠農(nóng)政策的出臺，得到了樂清市農(nóng)機(jī)總站、各鄉(xiāng)鎮(zhèn)街道農(nóng)機(jī)員和保險公司大力推廣，樂清市農(nóng)民強(qiáng)烈響應(yīng)。
　　
　　截止到7月15日，共辦理綜合保險農(nóng)機(jī)具227臺，其中純農(nóng)田作業(yè)拖拉機(jī)2臺，履帶自走式旋耕機(jī)31臺，聯(lián)合收割機(jī)25臺，插秧機(jī)63臺，烘干機(jī)106臺，總保費19.105萬元（財政補(bǔ)貼15.284萬元，農(nóng)戶自繳3.821萬元），總保額14049.5萬元。
　　
　　玉環(huán)：調(diào)查農(nóng)機(jī)具保險意向
　　
　　玉環(huán)縣農(nóng)機(jī)管理總站通過實地走訪和電話溝通的形式，開展烘干機(jī)、旋耕機(jī)、收割機(jī)等農(nóng)機(jī)具參保意向調(diào)查。通過調(diào)查，工作人員發(fā)現(xiàn)縣農(nóng)機(jī)主們的參保積極性比較高，大家紛紛表示，“保險是為了防范萬一”、“花幾百塊錢買平安，很值”。部分資金緊張的機(jī)主提出建議，農(nóng)機(jī)保險是否能像水稻保險那樣，由政府承擔(dān)一部分保費，以減輕自身負(fù)擔(dān)。
　　
　　對此，農(nóng)機(jī)總站工作人員一方面記錄了機(jī)主的訴求，并表示會積極向上級業(yè)務(wù)主管部門反映；另一方面做足思想宣傳工作，宣講農(nóng)機(jī)保險的好處，鼓勵投保，為全縣廣大的農(nóng)機(jī)主和農(nóng)機(jī)手們保駕護(hù)航。
　　
　　三門：農(nóng)忙季節(jié)農(nóng)機(jī)投保增多
　　
　　今年4月初，三門縣農(nóng)業(yè)林業(yè)局通過與安信農(nóng)業(yè)保險股份有限公司等單位協(xié)作配合，在該局一站式農(nóng)機(jī)服務(wù)大廳設(shè)立綜合保險承辦點，對跨區(qū)收割機(jī)、插秧機(jī)、烘干機(jī)、大型拖拉機(jī)等重點農(nóng)業(yè)機(jī)械開展投保。
　　
　　據(jù)了解，農(nóng)業(yè)機(jī)械綜合保險對象為全縣重點機(jī)械農(nóng)機(jī)戶，投保項目包括農(nóng)業(yè)機(jī)械損失險、駕駛證操作和隨機(jī)輔助作業(yè)人員意外傷害險、第三者責(zé)任險等，根據(jù)不同農(nóng)機(jī)具設(shè)置不同檔次的保費和保險金額，投保額5萬至30萬元不等，農(nóng)機(jī)戶可根據(jù)自身實際購買保險。
　　
　　據(jù)介紹，三門縣有重點農(nóng)業(yè)機(jī)械300多臺。隨著農(nóng)忙季節(jié)的到來，投保的農(nóng)民會陸續(xù)增多。
　　
　　瑞安：全面突進(jìn)農(nóng)機(jī)綜合保險
　　
　　2016年1月26日，瑞安市盛源糧油專業(yè)合作社湖南籍員工，在駕駛大中型拖拉機(jī)作業(yè)時不慎翻入河中，溺水而忘，由于沒有保險，瑞安市盛源糧油專業(yè)合作社賠償50多萬元。由此，瑞安市全面突進(jìn)農(nóng)機(jī)綜合保險。
　　
　　瑞安市與有關(guān)部門密切合作，在財政部門的大力支持下，市政府出臺文件《瑞安市人民政府關(guān)于切實抓好2016年糧食產(chǎn)銷工作的意見》決定對拖拉機(jī)、聯(lián)合收割機(jī)、插秧機(jī)和糧食烘干機(jī)四類機(jī)具參加農(nóng)機(jī)綜合保險的給予保費補(bǔ)貼60%，也就是說以上四類農(nóng)機(jī)新機(jī)舊機(jī)都可以享受保險補(bǔ)貼。為保證這一政策落到實處，在2016年5月3日制定了具體的實施方案。歷年購置農(nóng)業(yè)機(jī)械享受保險保費補(bǔ)貼60%的政策扶持力度全省大。
　　
　   未來繼續(xù)推進(jìn)農(nóng)機(jī)保險發(fā)展 還須更多政策支持
　　
　　農(nóng)機(jī)保險作為市場化的風(fēng)險轉(zhuǎn)移機(jī)制、社會互助機(jī)制和社會管理機(jī)制，在服務(wù)農(nóng)村經(jīng)濟(jì)社會發(fā)展方面具有獨到優(yōu)勢。隨著中央各項支農(nóng)、惠農(nóng)政策的實施，各地將農(nóng)機(jī)保險納入政策性保險也逐年增多，對于農(nóng)機(jī)保險的推行還需要更多的政策支持與宣傳，從而切實保障農(nóng)民的切身利益。
　　
　　農(nóng)機(jī)保險從無到有，從有到多，從多到普及，還需要很長的一段路要走。為了切實維護(hù)農(nóng)民的切身利益，保障農(nóng)業(yè)安全生產(chǎn)，加快推進(jìn)農(nóng)業(yè)現(xiàn)代化，我們要堅定不移向前走。

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